Not sure if this is the right sub forum. I've been testing apple pay today here in SoCal and tried it multiple times with McDonalds and Walgreens. I've set up 2 cards with apple pay thru the passbook app. To use, just go to passbook, select card to use and then hold Iphone next to NFC terminal and hold touch id. 1. McDonalds...it recognized it right away. No need to confirm amounts or anything. 2. Walgreens..you have to confirm the amount thru their NFC terminal. All in all, it was pretty quick. Not sure if Apple will provide a way to list out all your apple pay transactions but I'm not seeing it right now. Let's see which Philippine retailer will be the first to accept apple pay. I think the roadblock will be the credit card issuers in the country. I guess within 1 year is being optimistic.